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Hurricane Damage Davie
Public Adjuster

Get the Maximum Compensation You Deserve for Your Property Damage Claim

If your home has suffered major water damage from a hurricane, tornado or other major storms, it can be an overwhelmingly stressful time. Just the cleanup can be a nightmare. Then there is the insurance money for repairs to think about. You may think, “How will I ever get enough money to cover all of the damages?” Well, it all starts by hiring a licensed public adjuster in Florida. The team at All Claims Solutions will work hard on your behalf to help process your insurance claim as swiftly as possible. Don’t go up against your insurance company alone; let our expert public adjusters take care of the claims process for you! We guarantee we can negotiate your claim to get you the maximum settlement you deserve.

Can a public adjuster in Florida really help me?

If you’ve ever had to file an insurance claim with your insurance company you know it can sometimes feel like you are going in blind. When it comes to home insurance claims, things can get complicated very quickly. That’s why it’s best to call a public adjuster in Florida like All Claims Solutions as soon as possible. Our experienced team will be there every step of the way and we won’t stop fighting for you. Not until we get you the maximum settlement you deserve to make your much-needed repairs. Although water damage is one of the most commonly filed claims that we deal with, we also work with claims for flooding, theft, and vandalism; broken pipes; fire and smoke damage; and other storm damage.

If your insurance company isn’t responding, has offered you less than half of what you need to repair the damages, or worse yet, totally denied your claim, it’s time to call on the expert public adjusters at All Claims Solutions. We will photograph your claim, document the extent of the damage, process your claim and negotiate with your insurance company on your behalf. We will even represent you in court if it comes to that. The sooner we start building your case, the better.

We guarantee we will get you the money for your repairs!

If you’ve already filed your claim and your insurance company has returned an offer that is less than satisfactory—don’t despair—we guarantee we will get you more than enough money to fix all of your damages. The insurance claims process can be frustrating, and sometimes it can result in getting underpaid for your claim. But when you hire All Claims Solutions to fight for your rights, we promise we will get you a more than fair claim settlement. We know how the insurance claims process works and we know the tricks insurance companies use to pay you less than you deserve. They may try to deny or underpay your claim, but we can provide all the necessary paperwork and estimates you’ve obtained to get you the most for your claim. Our trusted team of public adjusters in Florida will help you maximize your claim! When you need an expert public adjuster, do yourself a favor and call (855) 305-CLAIMS today.

Water Claims Davie
Water Damage

Even if it’s Been Denied, a Public Adjuster Can Help With You Water Damage Claim

If you are lucky enough to live in Davie, Fla., at least six months out of the year, then you have a lot to be thankful for—South Florida’s beautiful white sand beaches, tropical warm waters, lush foliage and endless days of sunshine all year round. And if you’re a true South Floridian you already know that it’s unwise to take all that paradise for granted, because we also live with the threat of hurricanes and tropical storms from June to November. This six month period, when coastal waters are exceptionally warm and humid conditions abound, is a hotbed of storm activity known as Hurricane Season. When a hurricane strikes it’s often accompanied by torrential rain and high winds which result in flooding and water damage conditions that can wreak havoc with your property in Davie both inside and out. If you don’t know exactly what to do when your home has suffered water damage from a storm or any other natural disaster, you’ll want to call your insurance company to file a claim as soon as possible or risk making an already bad situation worse. Insurance policies can be confusing, so to save yourself some time and frustration, by reaching out to a public insurance adjuster like All Claims Solutions to help you navigate the dizzying legal language that homeowners’ insurance policies are famous for. Unfortunately, your insurance company won’t always play fair with you and might seek to settle for very little money or deny your claim altogether. When this happens, call us. Our experienced claim adjusters are available 24/7 and can help you get the best possible monetary settlement for your water damage claim in Davie.

Water damage does not play favorites

In less naturally occurring instances, water damage can rear its ugly head at any time. Perhaps you have a pipe that burst, a leaking dishwasher, a leaky roof, or even a leaking air conditioning unit? Or you’ve noticed water in a wall because your wall feels wet to the touch? Maybe you hadn’t noticed a leak until it was too late to manage and now mold and other fungus has grown from an overabundance of damp conditions. When water damage rears its ugly head, it’s time to bring out your insurance policy to see exactly what water damage coverage you have for your property in Davie.

How can I help prevent future water damage to my home in Davie?

It’s important to take the necessary steps to secure your property before any disaster strikes. So, get your roof, air conditioning units and appliances checked every year, especially if they have some miles on them. One of the most common disasters that can ravage your home before you even notice it is water damage. It’s one claim that insurance adjusters frequently deal with. While some of you may have already been experienced an underpaid or denied claim, most of us still expect that an insurance company will compensate any policyholder fairly for water damage in Davie. But unfortunately, this is not always the case! In fact, in our many years of experience fighting for the rights of people just like you, your insurance company will try and pay you as little as possible. That’s why you need the experienced public adjusters at All Claims Solutions on your side. We’ve handled water damage claims in Davie and throughout Miami- Dade, Broward, and Palm Beach and all over South Florida time and time again. We take on the hassle of filing and negotiating for you. Our team of experienced adjusters has hands-on experience with every type of property insurance claim you can imagine from water damage, mold, and flood to fire, smoke and structural damage. Contact us today at (855) 305-CLAIMS to learn more about how we can help you get the money you deserve for your water damage claim in Davie. When you contact us, the team at All Claims Solutions will provide a free insurance policy evaluation, free onsite inspection, and free estimate to determine the amount of your property loss.

Hurricane Damage Claims Davie
Hurrcane Damage Claims

Your Hurricane Claim Made Easy

If you’re like most South Floridians, every June through November you begin the tedious process of getting ready for hurricane season. You begin by putting up shutters on your home and preparing your hurricane safety kits. It’s always important to be prepared, but what if your home is actually damaged by a hurricane? Would you know what to do in the event you have to file a claim? One thing is for sure, in order to get the money you’ll need for repairs, you’ll want to file your hurricane damage claim in Davie as soon as possible.

How do I file my hurricane claim?

Maintaining your home with little repairs here and there so that they don’t elevate into more serious issues year after year is tough enough, but when you have water damage from a hurricane to contend with, your stress level is most likely through the roof. If you are struggling with water damage as a result of a hurricane or other catastrophic storm, there is no time to waste. You’ll want to file an insurance claim quickly to help pay for any damages. A water damage claim is among the most commonly filed with insurance companies; however, it is also the most denied. At All Claims Solutions, we know how to handle the games insurance games play to keep you from your money. You pay your premiums faithfully every year, so it stands to reason that they will pay when you have a legitimate claim—right? Not necessarily. Unfortunately, most insurance companies are in the business of low-balling their clients or refusing to pay at all. If this is happening to you, it’s best to have someone on your side that knows how insurance companies operate. Rest assured, the licensed public adjusters at All Claims Solutions have your back and know how to help with your hurricane damage claim in Davie.

Get your life back on track

When water damage affects your home, the loss of your furnishings and personal belongings can be devastating. And at All Claims Solutions, we know that you and your family want to get back to your daily routines as soon as possible. Water damage is one of the most costly and time-consuming issues to clean up and repair because you may not always know where the water damage is coming from. You may also be contending with mold if you don’t get the water damage cleaned up within 48 hours when mold and mildew is more likely to set in.

The licensed public adjusters at All Claims Solutions have years of experience in handling residential and commercial hurricane damage claims in Davie and we are committed to providing you with the support and guidance from the beginning to the end of the claims process. You can rest assured that our skilled team will work diligently toward a fair settlement for you with your insurance company. Some of the things a licensed public adjuster help with are:

  • Claim negotiation
  • Claim settlement
  • Itemization of losses
  • Documentation of damages
  • Repair & restoration estimates
  • Mold remediation estimates

At All Claims Solutions, our insurance claims adjusters work hard to negotiate your hurricane damage claim in Davie. We also work on a contingency fee basis–this ensures that our adjusters will work hard to earn your money and get you the maximum monetary settlement. We don’t get paid unless you do! So, call us today at (855) 305-CLAIMD. We are available 24/7 to take your call and we offer service throughout the state of Florida.

Insurance Adjuster Davie
Water Claims, Water Damage

Flood Insurance Claims of South Florida

Summertime in Florida brings scorching heat and intense thunderstorms every year. From Miami to Pensacola, flooded streets, parking lots and front yards are a typical summer scene. Unfortunately, many homeowners believe that flooded homes only happen to the folks that live in or near a hazardous flood zone. Wrong!

Nationally, almost 30% of flood claims paid are in non-hazardous flood areas. Not always resulting from overflowing rivers or lakes but from our infrastructure’s inability to handle the volume of water coming from the sky and collecting on the ground. In many older and more established neighborhoods, the infrastructure has not been updated to accommodate the increase in dwellings or businesses being serviced. Storm drainage becomes insufficient to handle the volume of water coming down and the result is wide spread flooding.

Even just a few inches of water in your home can cause significant damage. Your homeowner’s or renter’s policy is not going to respond to this event since flood damage is specifically excluded in your policy. This risk can only be transferred to a flood insurance policy which is usually offered by every agent that sells homeowner’s insurance. The good news is that this valuable coverage is relatively cheap when you are not living in a Special Flood Hazard Area. These areas are more susceptible to flooding (historically speaking), and thus command more premium for the policy.

The Special Flood Hazard Area (SFHA) is designated as such due to the area’s elevation or proximity to rivers, lakes and other waterways. Also taken into consideration is the area’s proximity to tidal waters. FEMA does not take into consideration however, the ability of the infrastructure (storm drains) to handle water volume or the historical storm activity in a given area.

Knowing this, every homeowner or renter in Florida should consider purchasing a flood policy even if they are not living in an area that is considered hazardous to FEMA. The flood insurance in non-hazardous areas is very inexpensive and well worth the money spent when you consider the cost of replacing carpet, hardwood floors, drywall, molding, drapes and most of your furniture. For flood insurance claim representation contact All Claims Solutions, go to Flood Insurance Claims or call (305) 716-8754

Public Adjuster Florida
Storm Claims

How to prepare for storm season

From June through November every year, the insurance companies pay out money while contractors such as roofers, drywall hangers, carpet installers and virtually every other sub-contractor rake it in. This is the time of year when coastal homeowners leave the weather channel on 24/7 and start restocking their hurricane survival supplies.

Those homeowners who have been through the havoc caused by a hurricane or tropical storm have learned to get the storm shutters out of the garage and cover the windows. They know that even when you get a sufficient warning, storms can be unpredictable and you don’t want to be caught without the needed supplies and a running generator. You only need to go to Home Depot or Lowes once right before a Hurricane to see the mayhem that engulfs the store and how quickly the shelves are emptied and the plywood is gone.

There are other preparations that should have been made well in advance. Inventory of household belongings should be upgraded; important papers should be filed in waterproof containers or better yet scanned and stored on a cloud drive. Lawn furniture and decorations should be stowed in the garage so they don’t become missiles during the storm. This is certainly not a good time to pay your insurance bill late! Fill the cars with gas and have some extra for the generator. Remember cash? That green stuff we never carry anymore? You’ll need to have some cash available just in case. And don’t forget the batteries. You may be without lights for quite a while. And last but not least, this is a good time to stock up on any meds that you can’t live without. If you use any type of medical device that requires electricity, make sure you have a small generator or other type of power unit so that you can keep it running for at least a week.

For the rookies out there that may have moved to the coast from the Midwest, a hurricane is a lot like a Midwestern tornado, only wetter. And the good thing is, you’ll know about it well in advance. Do not procrastinate getting ready or you may be left in a lurch you will never forget. Ask your neighbors and your co-workers for advice sense they’ve been there and done that.

Finally, have All Claims Solutions, (855) 305-CLAIMS (2524) on speed dial or stored in the cell phone. Even though all the major insurance companies will have CAT teams setup in advance, the early bird gets the worm when it comes to seeing an adjuster and hiring a contractor. For additional information about the storm season and insurance claims, contact your public adjusting firm today, go to https://allclaimssolutions.com/storm-damage/ All Claims Solutions, the right way to represent your interests!

Insurance Claims Davie
Property Damage

Kitchen Fire Insurance Claim

You may be anxious to clean your house after the kitchen fire, but unless you should take time out to get a professional advice, You may be creating further damage or wasting your efforts therefore, it is important that you contact your Public Adjuster to claim the fire damage.

The insurance company and their claim adjusters are usually dealing with these kinds of fire damage claims effectively. However, for a common man it is not possible to make out which actions to take. In the majority of the cases, home insurance does cover smoke damage. Smoke developed from the fire can damage the entire home and usually requires the assistance of professional smoke removal companies in order to remove the smell and stains. Moreover, the fire might have caused you some hidden damage.

With smoke homeowners also will need help for the soot removal and stains within the building. Walls can be stained black, flooring and carpeting too is ruined in the ugly shade of black. If the kitchen fire has also affected your other rooms than the damage is more which means a lot of mess to clean up and following up with the insurance company. Contact your public adjuster to report the claim as soon as possible and notify the type of loss you have suffered.

Compile Your Evidence

In order to prepare yourself against possible smoke damage start compelling details of your house well in advance. Make an inventory of all your appliances, clothing, furniture and any other home valuables and call the insurance company so that investigation begins.

Make sure to take pictures of the damage loss of the property, if you can shoot a short video with it. It will be working as a solid proof in case you need to give proof to your insurance company. Furthermore, you are also entitled to file an insurance claim if you live in the apartment building and the neighbor’s smoke damage has affected your property. Though a smoke damage insurance policy can be a bit expensive, but it is worth in case of stressful incidents.

If you have suffer property damaged by fire or smoke, do not delay, contact All Claims Solutions, the public adjusting firm that will work on your behalf assuring your interests are protected; go to https://allclaimssolutions.com or call the toll free number 1 (855) 305 CLAIMS(2524). All Claims Solutions, the right way to represent your interests!

Hurricane Damage Davie
Insurance Adjuster

Changes in Cost of Insurance for Homeowners in Florida

Florida homeowners have been facing a volatile insurance market for property insurance for many years now. Looking at rates over the last few years indicate the market is finally beginning to stabilize. If however, your insurance carrier is Citizens Insurance, such is not the case. This state owned insurance carrier seems to find a way to make headlines on a regular basis.

Over the past two years Citizens has come under fire by its policyholders for appearing to be uncaring by finding ways to take back discounts on issued policies at renewal. Their public relations activities are questionable at best. The latest gaff was the way in which they used re-inspections as a vehicle to take back wind mitigation discounts which for many policyholders amounted to hundreds of dollars. Company inspectors continuously claimed they could not verify roof attachment improvements since they could not get into the attic to take photos resulting in large discounts being removed from policies at renewal.

Although the standard insurance carriers have vanished, there are now many smaller companies that have stepped up to the plate to write business in Florida. Rates have begun to stabilize since catastrophic claims have been virtually non-existent over the last 5 years. Homes built in 2005 or later that are of masonry construction are now getting very favorable rates as these newer carriers compete for business. Even older homes that have gotten new roofs since about the mid-nineties are getting decent discounts if they have an updated wind mitigation survey. You see, with property insurance, it’s not about the rate, it’s about the discounts. Having a newer roof, masonry construction, favorable credit score and monitored alarm system will get the homeowner the necessary discounts to make a substantial reduction in annual premium.

If you want to have more information about residential insurance or want to know what is covered by your homeowners policy, visit our website, https://allclaimssolutions.com or call our toll free number 1 855-305-CLAIMS (2524). All Claims Solutions, The right way to represent your interests!

For most people their home is by far their biggest asset. When this asset gets damaged by a peril such as a fire, water or storm, they depend on their insurance company to make them whole again. They assume that the insurance adjuster (who is employed by the company) is going to take the necessary steps to make certain that they can restore their home to the way it was before the damage occurred. Maybe, maybe not! The insurance adjuster is employed by the insurance company whose sole reason for being in business is to make profits for its stakeholders. The adjuster should, according to the insurance contract, do everything possible to indemnify the policyholder. The company adjuster does not however, have a fiduciary responsibility to the policyholder. Knowing this, the insured should always look to a public adjuster for guidance with any kind of insurance claim. If company adjusters always looked out for the best interests of the policyholder, there would not be so many public adjusters thriving in the market place.

Public adjusters are highly trained and licensed individuals or firms that know a great deal about construction, rebuilding, insurance contracts and how insurance companies operate when it comes to resolving a claim. They are hired by the property owner to act as an advocate for the property owner. They use the same software (or in many cases better software) that the company adjusters use in order to determine the cost of repairs to the home or building that has been damaged. They walk the policyholder through the claims process and offer a level of comfort that the insured will not have on their own.

Public adjusters work on a contingency basis similar to a personal injury attorney. You agree to split the amount they win on your behalf on a percentage basis. If you do not get paid, neither will the public adjuster.

When contemplating hiring an adjuster there are steps you can take to make sure that you will be represented by a reputable and responsible firm. They are usually licensed by the department of insurance of the state in which you reside. Most insurance departments have an online portal that you can access to verify that the license is active and in good standing. There are other web sites that you can visit that will have reviews posted about the adjuster you are considering.

Insurance claims take time, they are confusing and the insurance company’s adjuster does not work for you. Why take the chance. After reviewing your claim, the private adjuster can easily determine whether their services will benefit you or not. Why would they take on your case if they cannot earn a percentage of the recovery?

For quality insured representation contact All Claims Solutions, the Florida Public Adjusting Firm that will work for You assuring your interests are protected, visit our website https://allclaimssolutions.com or call our toll-free number 1 855 305 CLAIMS (2524).

All Claims Solutions, the right way to represent your interests!

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