Anyone who watches a newscast in Ft Lauderdale Broward county or all around the US is aware of the losses created by fires. Losses that include property damage, bodily injury and deaths. Florida insurance companies pay out hundreds of millions of dollars each year for this devastating peril.
Ft Lauderdale homeowners, business owners and landowners all suffer from losses due to fire. We think of a fire risk in a home as the result of bad wiring, kitchen fires, chimney fires and dryer fires. We think of fire risk at a business as the result of bad wiring, office machine failure and lightning strikes. What we see on the news is Wildfires. Out of hand wildfires can destroy thousands of acres of property and burn entire communities to the ground, leaving behind business and homeowner devastation.
It is important to realize that even a small kitchen fire can create a large amount of damage. Unlike, smoke flows throughout a building penetrating almost any kind of structure causing hidden damage and odor. The deodorization, soot removal and smoke removal are key components of the post fire repair process. That tedious and expensive recovery shouldn’t be paid by the policyholder, the insurance company has to, if it is covered by the policy, put the property in the same condition it was before the fire damage, the smoke damage , and any kind of property damage created by fire, even if it is an insignificant fire originated in the room of the house used for food preparation and cooking, that left behind some burnt corners on the kitchen cabinets.