If there is one thing that most Florida residents understand it is that insurance premiums are not cheap. Furthermore, you may pay insurance premiums for years and never make a claim. In fact, the whole point of insurance is that you hope that you never have to use it, even though you pay for it, but it should be there for you if you need it.
We say it “should” be there for you. If you have never had to claim on your insurance policy, you may not be aware of just how difficult things can get when you do. The problem is that insurance companies here in Florida do not like paying out. Again, if you have never made a claim, this may seem foreign to you, but just ask anyone who has.
We have mentioned this before, but it is all a matter of profit and loss. Insurance companies charge you a premium for their promise to pay you a certain amount in the event of you having to make a claim. Their fervent hope is that you never do. All the while they are raking in money in premiums and not having to pay out, they are earning very good profits. Paying claims eats into those profits, and that is why they don’t like doing it.
Insuring You Against Anything That Isn’t Going To Happen
In fact, if you take a somewhat biased view, you might think that a Florida insurance company wants to insure you against anything that isn’t actually going to happen! This is why their policies contain all sorts of exclusions and complex get-outs that they hope that you won’t understand. Then one day you make a claim, and they say “Ah, yes, but if you look at page 23, clause 147, sub-section 4, you will see that you are not covered because it happened on a Wednesday!”
All right. That is a bit extreme, but you get the point. And this is why, as Broward County public adjusters, you need us at All Claims Solutions on your side to fight the insurance company on your behalf when you have a claim to make. As licensed Broward County public adjusters, we work for you in order to see to it that you get the pay-out from your insurer that you deserve.
Our job is to deal with the insurance company on your behalf in order to obtain the payment that you deserve, because, as Broward County public adjusters we understand all the jargon in insurance policies, and we know how to find our way through them. The average member of the public wouldn’t necessarily even know where to start.
So, if you need to make a claim on your insurance policy, call us at All Claims Solutions and let us get you the amount that you should receive.