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Fire damage claim

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$144.539.74

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$37,989.72

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$155,500.80

Mold Damage Claims

Over the last ten to fifteen years, the issue of mold has significantly made its way into insurance news headlines. New reports have been scattered with stories of people becoming mysteriously ill and looking to mold as the culprit. Here in Florida, we live in a very humid climate. That, coupled with rain, flood, and hurricane risk, creates an optimum environment for mold in homes and businesses. We see many mold damage claims in Weston as well as Davie, Sunrise, SouthWest Ranches and other towns in Broward County.

Even worse, in many cases the homeowner or commercial property owner has to fight their insurance company to get the insurance claim payment they deserve. Reach out to our public adjusters who service all of Broward County including Weston for a free consultation. You have rights. Let our public adjusters work with you to get what you deserve for the insurance companies.

Mold is actually a broad term as there is more than one type and some are good and some are not good. What most people don’t understand is that some type of mold is going to be found in every home where there is rain and heat. No home is absolutely 100% waterproof and all homes are exposed to heat of some sort. Mold is all around us on planet earth. It is an important part of the ecosystem except when it gets in the home. If you are facing a mold damage claim, reach out to our independent public adjusters for assistance. Our goal is to be among the best ,if not the best, public adjusters in Weston and all of Broward County.

The four most common types of mold:

Alternaria:

This mold is primarily found outdoors, but being airborne, can easily enter the home settling in carpets, drapes and clothing. It does not require much water to grow and will thrive where there is a continuous water source. Its spores are known to cause respiratory problems.

Penicilliunm:

This is the green stuff you see on cheese and other foods that have not been stored properly or are out of date. Eating food with Penicillium can cause gastric problems and its spores can cause allergic reactions.

Aspergillus:

Probably the most common mold, Aspergillus is also one of the most dangerous. It usually appears after a basement is flooded or a large plumbing leak. This bad-boy metabolizes allergens known as mycotoxins. It also produces aflatoxin, which is one of the deadliest carcinogens known to man. It is severely dangerous for those persons who are immunosuppressed.

Cladosporium:

Though usually found outdoors, this mold can thrive indoors throughout South Florida where there is a damp and dark environment. If you find small, black, flakes that look like pepper in your toilet, it is most likely cladosporium. Though not considered toxic, it can cause respiratory issues also. There are many types of mold. In many cases, you’ll need to submit an insurance claim. Our public adjusters can help you with your mold claim vis-a-vis an insurance company. We are based in Weston Florida and service communities such as Pembroke Pines, Miramar, and Davie as well as all of Broward County.

Mold is also hazardous to the value of your home, although the amount of devaluation is subjective, severe cases of an infestation will pretty much make your home unsellable.

Most Florida homeowners go first to their insurance company looking for financial relief but, the independent claims adjuster will in most cases determine that the mold is the result of poor maintenance or of a prolonged water leak and the claim will be denied. Insurance companies have been responding to mold claims with new language in the policy that will either limit coverage for mold or exclude it altogether. If you’re looking to get what you deserved from your insurance company, our public adjusters can work hard to help you get what you deserve.

If you suspect that you have a mold problem, do not delay!

Schedule a FREE Inspection

Don’t wait too long to claim your property damage! The sooner you start the process, the faster you get compensated. Get in touch today to get your damage claim appraised.

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