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Tag: water claims davie

Water Claims Davie
Public Adjuster, Water Damage

Even if it’s Been Denied, a Public Adjuster Can Help With You Water Damage Claim

If you are lucky enough to live in Davie, Fla., at least six months out of the year, then you have a lot to be thankful for—South Florida’s beautiful white sand beaches, tropical warm waters, lush foliage and endless days of sunshine all year round. And if you’re a true South Floridian you already know that it’s unwise to take all that paradise for granted, because we also live with the threat of hurricanes and tropical storms from June to November. This six month period, when coastal waters are exceptionally warm and humid conditions abound, is a hotbed of storm activity known as Hurricane Season. When a hurricane strikes it’s often accompanied by torrential rain and high winds which result in flooding and water damage conditions that can wreak havoc with your property in Davie both inside and out. If you don’t know exactly what to do when your home has suffered water damage from a storm or any other natural disaster, you’ll want to call your insurance company to file a claim as soon as possible or risk making an already bad situation worse. Insurance policies can be confusing, so to save yourself some time and frustration, by reaching out to a public insurance adjuster like All Claims Solutions to help you navigate the dizzying legal language that homeowners’ insurance policies are famous for. Unfortunately, your insurance company won’t always play fair with you and might seek to settle for very little money or deny your claim altogether. When this happens, call us. Our experienced claim adjusters are available 24/7 and can help you get the best possible monetary settlement for your water damage claim in Davie.

Water damage does not play favorites

In less naturally occurring instances, water damage can rear its ugly head at any time. Perhaps you have a pipe that burst, a leaking dishwasher, a leaky roof, or even a leaking air conditioning unit? Or you’ve noticed water in a wall because your wall feels wet to the touch? Maybe you hadn’t noticed a leak until it was too late to manage and now mold and other fungus has grown from an overabundance of damp conditions. When water damage rears its ugly head, it’s time to bring out your insurance policy to see exactly what water damage coverage you have for your property in Davie.

How can I help prevent future water damage to my home in Davie?

It’s important to take the necessary steps to secure your property before any disaster strikes. So, get your roof, air conditioning units and appliances checked every year, especially if they have some miles on them. One of the most common disasters that can ravage your home before you even notice it is water damage. It’s one claim that insurance adjusters frequently deal with. While some of you may have already been experienced an underpaid or denied claim, most of us still expect that an insurance company will compensate any policyholder fairly for water damage in Davie. But unfortunately, this is not always the case! In fact, in our many years of experience fighting for the rights of people just like you, your insurance company will try and pay you as little as possible. That’s why you need the experienced public adjusters at All Claims Solutions on your side. We’ve handled water damage claims in Davie and throughout Miami- Dade, Broward, and Palm Beach and all over South Florida time and time again. We take on the hassle of filing and negotiating for you. Our team of experienced adjusters has hands-on experience with every type of property insurance claim you can imagine from water damage, mold, and flood to fire, smoke and structural damage. Contact us today at (855) 305-CLAIMS to learn more about how we can help you get the money you deserve for your water damage claim in Davie. When you contact us, the team at All Claims Solutions will provide a free insurance policy evaluation, free onsite inspection, and free estimate to determine the amount of your property loss.

Water Claims Davie
Flood Claims, Water Claims, Water Damage

Flood Insurance Claims of South Florida

Summertime in Florida brings scorching heat and intense thunderstorms every year. From Miami to Pensacola, flooded streets, parking lots and front yards are a typical summer scene. Unfortunately, many homeowners believe that flooded homes only happen to the folks that live in or near a hazardous flood zone. Wrong!

Nationally, almost 30% of flood claims paid are in non-hazardous flood areas. Not always resulting from overflowing rivers or lakes but from our infrastructure’s inability to handle the volume of water coming from the sky and collecting on the ground. In many older and more established neighborhoods, the infrastructure has not been updated to accommodate the increase in dwellings or businesses being serviced. Storm drainage becomes insufficient to handle the volume of water coming down and the result is wide spread flooding.

Even just a few inches of water in your home can cause significant damage. Your homeowner’s or renter’s policy is not going to respond to this event since flood damage is specifically excluded in your policy. This risk can only be transferred to a flood insurance policy which is usually offered by every agent that sells homeowner’s insurance. The good news is that this valuable coverage is relatively cheap when you are not living in a Special Flood Hazard Area. These areas are more susceptible to flooding (historically speaking), and thus command more premium for the policy.

The Special Flood Hazard Area (SFHA) is designated as such due to the area’s elevation or proximity to rivers, lakes and other waterways. Also taken into consideration is the area’s proximity to tidal waters. FEMA does not take into consideration however, the ability of the infrastructure (storm drains) to handle water volume or the historical storm activity in a given area.

Knowing this, every homeowner or renter in Florida should consider purchasing a flood policy even if they are not living in an area that is considered hazardous to FEMA. The flood insurance in non-hazardous areas is very inexpensive and well worth the money spent when you consider the cost of replacing carpet, hardwood floors, drywall, molding, drapes and most of your furniture. For flood insurance claim representation contact All Claims Solutions, go to Flood Insurance Claims or call (305) 716-8754

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