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Tag: insurance adjuster davie

Hurricane Damage Davie
Property Damage, Public Adjuster

Get the Maximum Compensation You Deserve for Your Property Damage Claim

If your home has suffered major water damage from a hurricane, tornado or other major storms, it can be an overwhelmingly stressful time. Just the cleanup can be a nightmare. Then there is the insurance money for repairs to think about. You may think, “How will I ever get enough money to cover all of the damages?” Well, it all starts by hiring a licensed public adjuster in Florida. The team at All Claims Solutions will work hard on your behalf to help process your insurance claim as swiftly as possible. Don’t go up against your insurance company alone; let our expert public adjusters take care of the claims process for you! We guarantee we can negotiate your claim to get you the maximum settlement you deserve.

Can a public adjuster in Florida really help me?

If you’ve ever had to file an insurance claim with your insurance company you know it can sometimes feel like you are going in blind. When it comes to home insurance claims, things can get complicated very quickly. That’s why it’s best to call a public adjuster in Florida like All Claims Solutions as soon as possible. Our experienced team will be there every step of the way and we won’t stop fighting for you. Not until we get you the maximum settlement you deserve to make your much-needed repairs. Although water damage is one of the most commonly filed claims that we deal with, we also work with claims for flooding, theft, and vandalism; broken pipes; fire and smoke damage; and other storm damage.

If your insurance company isn’t responding, has offered you less than half of what you need to repair the damages, or worse yet, totally denied your claim, it’s time to call on the expert public adjusters at All Claims Solutions. We will photograph your claim, document the extent of the damage, process your claim and negotiate with your insurance company on your behalf. We will even represent you in court if it comes to that. The sooner we start building your case, the better.

We guarantee we will get you the money for your repairs!

If you’ve already filed your claim and your insurance company has returned an offer that is less than satisfactory—don’t despair—we guarantee we will get you more than enough money to fix all of your damages. The insurance claims process can be frustrating, and sometimes it can result in getting underpaid for your claim. But when you hire All Claims Solutions to fight for your rights, we promise we will get you a more than fair claim settlement. We know how the insurance claims process works and we know the tricks insurance companies use to pay you less than you deserve. They may try to deny or underpay your claim, but we can provide all the necessary paperwork and estimates you’ve obtained to get you the most for your claim. Our trusted team of public adjusters in Florida will help you maximize your claim! When you need an expert public adjuster, do yourself a favor and call (855) 305-CLAIMS today.

Water Claims Davie
Flood Claims, Water Claims, Water Damage

Flood Insurance Claims of South Florida

Summertime in Florida brings scorching heat and intense thunderstorms every year. From Miami to Pensacola, flooded streets, parking lots and front yards are a typical summer scene. Unfortunately, many homeowners believe that flooded homes only happen to the folks that live in or near a hazardous flood zone. Wrong!

Nationally, almost 30% of flood claims paid are in non-hazardous flood areas. Not always resulting from overflowing rivers or lakes but from our infrastructure’s inability to handle the volume of water coming from the sky and collecting on the ground. In many older and more established neighborhoods, the infrastructure has not been updated to accommodate the increase in dwellings or businesses being serviced. Storm drainage becomes insufficient to handle the volume of water coming down and the result is wide spread flooding.

Even just a few inches of water in your home can cause significant damage. Your homeowner’s or renter’s policy is not going to respond to this event since flood damage is specifically excluded in your policy. This risk can only be transferred to a flood insurance policy which is usually offered by every agent that sells homeowner’s insurance. The good news is that this valuable coverage is relatively cheap when you are not living in a Special Flood Hazard Area. These areas are more susceptible to flooding (historically speaking), and thus command more premium for the policy.

The Special Flood Hazard Area (SFHA) is designated as such due to the area’s elevation or proximity to rivers, lakes and other waterways. Also taken into consideration is the area’s proximity to tidal waters. FEMA does not take into consideration however, the ability of the infrastructure (storm drains) to handle water volume or the historical storm activity in a given area.

Knowing this, every homeowner or renter in Florida should consider purchasing a flood policy even if they are not living in an area that is considered hazardous to FEMA. The flood insurance in non-hazardous areas is very inexpensive and well worth the money spent when you consider the cost of replacing carpet, hardwood floors, drywall, molding, drapes and most of your furniture. For flood insurance claim representation contact All Claims Solutions, go to Flood Insurance Claims or call (305) 716-8754

Insurance Claims Davie
Insurance Claims, Property Damage, Public Adjuster

Kitchen Fire Insurance Claim

You may be anxious to clean your house after the kitchen fire, but unless you should take time out to get a professional advice, You may be creating further damage or wasting your efforts therefore, it is important that you contact your Public Adjuster to claim the fire damage.

The insurance company and their claim adjusters are usually dealing with these kinds of fire damage claims effectively. However, for a common man it is not possible to make out which actions to take. In the majority of the cases, home insurance does cover smoke damage. Smoke developed from the fire can damage the entire home and usually requires the assistance of professional smoke removal companies in order to remove the smell and stains. Moreover, the fire might have caused you some hidden damage.

With smoke homeowners also will need help for the soot removal and stains within the building. Walls can be stained black, flooring and carpeting too is ruined in the ugly shade of black. If the kitchen fire has also affected your other rooms than the damage is more which means a lot of mess to clean up and following up with the insurance company. Contact your public adjuster to report the claim as soon as possible and notify the type of loss you have suffered.

Compile Your Evidence

In order to prepare yourself against possible smoke damage start compelling details of your house well in advance. Make an inventory of all your appliances, clothing, furniture and any other home valuables and call the insurance company so that investigation begins.

Make sure to take pictures of the damage loss of the property, if you can shoot a short video with it. It will be working as a solid proof in case you need to give proof to your insurance company. Furthermore, you are also entitled to file an insurance claim if you live in the apartment building and the neighbor’s smoke damage has affected your property. Though a smoke damage insurance policy can be a bit expensive, but it is worth in case of stressful incidents.

If you have suffer property damaged by fire or smoke, do not delay, contact All Claims Solutions, the public adjusting firm that will work on your behalf assuring your interests are protected; go to https://allclaimssolutions.com or call the toll free number 1 (855) 305 CLAIMS(2524). All Claims Solutions, the right way to represent your interests!

Hurricane Damage Davie
Insurance Adjuster

Changes in Cost of Insurance for Homeowners in Florida

Florida homeowners have been facing a volatile insurance market for property insurance for many years now. Looking at rates over the last few years indicate the market is finally beginning to stabilize. If however, your insurance carrier is Citizens Insurance, such is not the case. This state owned insurance carrier seems to find a way to make headlines on a regular basis.

Over the past two years Citizens has come under fire by its policyholders for appearing to be uncaring by finding ways to take back discounts on issued policies at renewal. Their public relations activities are questionable at best. The latest gaff was the way in which they used re-inspections as a vehicle to take back wind mitigation discounts which for many policyholders amounted to hundreds of dollars. Company inspectors continuously claimed they could not verify roof attachment improvements since they could not get into the attic to take photos resulting in large discounts being removed from policies at renewal.

Although the standard insurance carriers have vanished, there are now many smaller companies that have stepped up to the plate to write business in Florida. Rates have begun to stabilize since catastrophic claims have been virtually non-existent over the last 5 years. Homes built in 2005 or later that are of masonry construction are now getting very favorable rates as these newer carriers compete for business. Even older homes that have gotten new roofs since about the mid-nineties are getting decent discounts if they have an updated wind mitigation survey. You see, with property insurance, it’s not about the rate, it’s about the discounts. Having a newer roof, masonry construction, favorable credit score and monitored alarm system will get the homeowner the necessary discounts to make a substantial reduction in annual premium.

If you want to have more information about residential insurance or want to know what is covered by your homeowners policy, visit our website, https://allclaimssolutions.com or call our toll free number 1 855-305-CLAIMS (2524). All Claims Solutions, The right way to represent your interests!

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