How to Prepare for Hurricane Season in South Florida
Hurricane season is one of those times of year that the majority of states in the U.S. do not need to worry about it. But, it’s one of Florida’s greatest risks. While most hurricanes tend to be of a low category, if they are not simple tropical storms, they can still do some damage to your home, car, and cause a whole lot of stress. These storms come in all kinds of sizes with the scale going from a tropical storm, category 1 up until category 5. There was even an instance in 2019 was Hurricane Dorian was looming over the Bahamas and was rumored to of broken the scale and hit never heard of before category 6. Florida lucked out last year with that storm but luck is not always going to be in our favor. As we saw with the Bahamas, these storms can ruin cities and cost people their lives. They are simply no joke. When it comes down to it, this kind of storm is a natural disaster. This means that there is nothing we can do to control it; all we can do is prepare as if our lives depend on it. The seasoned and generational Floridians know a thing or two about preparation; however, with so many people moving into the state each year a refresher is always helpful.
Stock Up on Supplies
The thing about hurricanes is that they tend to last less than a week as far as the storm goes. In rare cases such as Hurricane Dorian in 2019, the storm will move slowly and seem as if it is purposely sitting above the area it’s located in. This is what can make them quite destructive as the rain and wind do not stop until the storm moves over you. The best way you can prepare is by having every item on this checklist:
. Canned good/non-perishable food
. Water bottles
. A generator
. Pet food
. First aid kit
. Tool kit
. Baby supplies
These items may not be necessary and used during the storm, but the reason we suggest them is for the storm aftermath. Most Floridians find themselves playing board games and relaxing inside during these storms; however, this is not the case when the power goes out. Once you have no more power then you are going to need to make use of these supplies. This is especially true if the storm is larger and causes power poles to be knocked down, which means power out for an extended amount of time. You may think you can just go to a store and stock up on items, but you have to keep in mind you may not be able to drive if the roads are covered in debris and if the stores are also out of power.
Protect Your Home
Before a hurricane comes you will begin to see your neighbors putting up hurricane shutters and wood slabs to protect the vulnerable parts of the home, the windows, and doors. This is the heavy manual labor part but is arguably one of the most important. Putting up these forms of protection can make all the difference in how much damage you have to file a claim after the hurricane hits. If you see someone without shutters up, they may have hurricane windows.
Review Your Insurance Policy
Once you are stocked up on all of your hurricane supplies and have protected your home, you then should review your insurance policy. You are going to want to make sure that you are happy with the way your insurance will protect you in case of bad damage done to your home and/or cars. Not all homeowners insurance covers flood damage so you may want to make sure you add that on or work out a way to address that damage if it comes. Knowing your coverage and having your insurance company on speed dial is a great way to feel more comfortable during the storm. Not having to worry too much about your property will release a lot of pent up stress.
Hurricane season is no joke and can be quite dangerous. Here at All Claims Solutions, we acknowledge that the damage done may be quite extensive and may make a stressful situation even worse. This is why we want to be there for you. Before the storm hits make sure to give us a call to talk about how to file your claim once the hurricane is gone and you can evaluate damages. During the storm, try and keep in mind that we are here for you and will happily help you out once everything is said and done with. To learn more about hurricane damage and flood insurance, give us a call today at (855) 305-CLAIMS.