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Water Damage

Water Damage | Flood Damage | Claims Adjuster
Water Damage

Your Guide to Mold Damage and How to Get it Taken Care Of

While living in Florida has many perks, people fail to mention the number of thunderstorms and hurricanes we Floridians have to go through each year. While these are not always the worst situations to be in, we know what can come from the storms. Sometimes the rain passes and it’s no big deal, but other times water damage occurs and goes unnoticed. When this happens you are going to have some property damage to address, but what you might not realize is that you might also have some mold damage to address. When you fall victim to water damage you are also putting yourself at risk of mold damage. Mold loves warm, humid, and wet environments, making any water damaged location the perfect place for it to set up shop. The worst part too is, if you don’t know there is water damage then you won’t know there is mold damage until the harmful effects have kicked in. With mold, it usually takes people constantly coughing without sickness to realize something is up. By this point, the mold has grown enormously and has done quite the property damage. While this may be out of your control, you are still going to need to file a claim for it. But that’s the easy part, with All Claims Solutions on your side we will handle the entire claim for you.

 

Know the Facts

You may not know when mold damage has occurred but you can pick up hints of it when you know the facts. It’s important to recognize the signs of mold damage early on to prevent the mold removal bill from being as high and people getting sick. Some of the common signs there is mold are a musky odor in the house, coughing when you are not sick, and itchy eyes. Noticing all of this can tip you off and give you time to call someone to investigate your home for you. This way if there is mold you will know and be able to address it before it grows even more.

 

Call Your Claims Adjuster

Now that you know there is mold in the home you can take a look around the area that was affected, it’s time to take note of the damages. Mold usually grows on walls or the ceiling, making the note-taking process a little bit easier than if a bunch of items was to be damaged. However, it’s still important to have a claims adjuster take care of the claim as many insurance companies do not like to be too generous for mold damage. A claims adjuster will work hard to make sure your damage is fixed and compensated for, whereas, doing everything alone will give you less than satisfactory results. This is especially important if the water damage was what led to mold damage. The more damages that play a role in the mold, the more complicated the entire process is going to be. In this situation, you are going to want you All Claims Solutions representative on the case. Dealing with insurance companies is time consuming, confusing, and frustrating. All things you do not want to deal with when you are trying to figure out your next steps. This is especially true if your mold damage is making your loved ones sick, meaning you are probably looking for a place to stay until it has been fixed.

 

Don’t let the insurance companies tell you that mold damage is no big deal. Mold damage has the power to damage your home and your health, making it important to get resolved professionally and properly. While you can try and do this yourself, we recommend having one of our team members help you out. This way you can worry about the important things like your loved one’s health while we worry about filing the claim. Mold can be very stressful, especially if water damage has been occurring too. To keep the stress off your shoulders we will handle everything from start to finish, ensuring you see your damage fixed and handled. To learn more about our services and how to deal with mold damage, give us a call today at (855) 305-CLAIMS.

Water Damage | Water Damage Insurance Claims |
Water Claims, Water Damage

Telling Signs Your Home Has Water Damage

Let us just say that, as Florida residents, we live in a gorgeous state. The weather is always nice and sunny, there are beaches everywhere, and the weather is perfect year-round. Florida is many people’s dreams and sees millions coming down every year to retire. One thing that people who do not live in Florida may not know is that Florida summers are home to hurricane season and a whole lot of rain. The days are not always like this; however, every summer seems to kick off with constant rain. You may say that’s not too bad and think that the worst thing to come from this is gross humid weather; although, the worst thing to come out of this rain is water damage to the home. Many people tend to think that water damage just occurs when plumbing mistakes happen, and while this is true. Water damage can come from hurricanes and bad storms too. The more important part when entering summer in Florida is knowing all of the signs of water damage, so you can protect your home.

 

. An Increase in Utility Bills

 

This sign is one that is more likely to come about if you have a plumbing issue causing your damage; however, it still can take a toll on your finances if gone unseen for a while. If you get your monthly utility bill and wonder why it looks higher than usual, you may want to look around your home and evaluate every plumbing line. In these cases you probably have a pipe leaking somewhere in your home. This is something that will cost you a lot of money in bills and damages until the source of the leak is found. A tactic we recommend using is turning off all of your fixtures and listening to see if you still hear any water running. This is a tactic we see many uses to help them locate the source. If you still have a difficult time tracking it down, we recommend calling a professional to do further digging to make sure you can locate the leak and file your claim.

 

. Humidity in Your Home

 

If it’s the middle of summer and you have your AC unit on 70 degrees yet you still feel a form of dampness in the air, you may have water damage. First things first, you want to make sure that your air conditioning unit is running like usual and has no damages. Once you have made sure of this you can now decide to look around and see if there is any water damage to be found around the house. You must locate the water damage when you start to feel the air in your home shift from cool to humid. The reason being is that mold loves humid and damp air and spaces, making your home the perfect environment for it to grow. This will not only result in a whole lot of damages but is also horrible for you and your loved one’s health. Once you have found the source of the water damage we recommend doing a walk around to ensure that mold has not yet grown in your home. This way if it has, you can file a claim for that as well.

 

If your home has displayed any of the above signs in the past few days, weeks, or months, it’s time to do a home search for some water damage. Worst case scenario, you wasted time looking around for something that isn’t even an issue; however, the alternative to not looking and there being water damage is worse. At All Claims Solutions, we always tell someone that water damage is deceiving, it’s always worse than it looks. Making it so important to nip it in the bud as soon as you start to become suspicious it exists. This is also very important as mold is a common partner in crime with water, a direct threat to your home, and your health. If you have discovered water and/or mold damage in your home, it’s time to reach out to an insurance company you can trust. Give our team a call today at (855) 305-CLAIMS.

Water Damage | Water Damage Claims
Water Damage

4 Reasons You Should Not Ignore Water Damage

Water damage in your home can come from a variety of different sources. While sometimes water damage happens directly because of plumbing, there are times where water damage can occur from outside events like hurricanes and heavy rain. Whatever the reason for the damage, it’s extremely important you address it as soon as you notice it. The last thing you want to do is leave the water there for it to become a water and mold damage problem. Something we tell everyone here at All Claims Solutions is that water will eventually lead to mold if left there, it’s only a matter of time. This is why it is so important to reach out to your All Claims Solutions team as soon as you spot damage of any kind. This way we can get a claim going and make sure your problem is fixed quickly. When you choose to work with us we not only make sure your case is a priority but that you are aware of what the insurance process is going to look like.

 

Structural Damage to Your Home

Water damage may just seem like you have an excessive amount of water in your property; however, it can end up ruining some of the structure of your home. This is the last thing you want as the structure to your home is the entire foundation. If the foundation is messed up this is a sign that you are going to have a whole lot of repairs to look forward to. Some of the more common structural water damages we see are cracks in the walls of your home. We recommend that after a heavy storm or hurricane you take a look around your home and evaluate how everything looks. Sometimes we do not notice the water problem until it has already caused some damage. The key here is that although you may already have some damage, you can at least prevent more from occurring by doing a quick evaluation.

 

Mold

One of the most common things we see happen after water damage is mold. This is far too common and unfortunately only makes the number of damages more expensive. The reason for mold following water damage is due to all of the moisture that ends up accumulating over time. As mentioned earlier, water damage can go unseen for a little bit before people realize that they have a problem. This is when mold takes advantage of the situation and makes a bad situation get a whole lot worse. Not only is mold a sore sight for the eyes, but it’s also horrible for your health. If you notice that it isn’t allergy season yet and you haven’t been sick, yet you have been coughing a lot, you may want to check around and see if you have any mold growing in hidden locations.

 

Makes Your Home Smell Bad

The smell of your house is something that most don’t think of when thinking of signs that there is water damage in the home; however, it is a pretty good indication. With water damage comes mold damage, and mold brings with it a strange odor. If you have ever experienced mold before, then you know exactly what we are talking about. The odor is one that is mustier and tends to make its way around the entire house. If you don’t notice it at first, trust us when we say you will notice it eventually.

 

More Expensive Repair Cost

Arguably one of the most important reasons as to why to not ignore any signs of water damage is to avoid expensive repairs. If you have water damage in your home you are already going to have to fix the area that is damaged, this includes the plumbing is it was caused by some kind of plumbing issue. This alone can rack up quite a check. But imagine you let the problem go on for months unknown and now you notice that there’s mold in your home. This is only going to make your repairs skyrocket in price. Here at All Claims Solutions, we like to think being safe rather than sorry is the way to go when it comes to your home. If you even notice the smallest water damage signs, have a professional come out and check so you can address the problem quickly.

 

Do you think you may need a water damage insurance claim? Here at All Claims Solutions, we are more than happy to help you with all claims. We know how hard it can be dealing with damage to your home, which is why we want to help you sort everything out as inexpensively and timely as possible. To learn more about how we can assist you, give us a call today at (855) 305-CLAIMS.

Water Claims Davie
Water Claims, Water Damage

We Can Help You With Your Water Damage Claim in Davie!

If you live in South Florida then you know we’re surrounded by water and the risks of water damaging your home are high – even without hurricane season. As beautiful as the weather here is, it doesn’t leave us with quite a bit of humidity. This humidity can have an impact on our homes and offices in ways we can’t even see until it’s too late. 

Many people think that most of the water damage claims in South Florida come from hurricanes and damages caused by floods and other unfortunate weather occurrences. The fact of the matter is, water damage claims include plumbing issues, due to the piping and material used to help water travel underneath our homes.  Because of that, homeowners are often hit with a plethora of unexpected consequences they have to deal with and fix.  Plumbing issues can become problematic way before they make their way to the surface. This leaves homeowners and business owners in Davie with the constant threat of mold damage and puts them at risk for in-home flooding. 

None of us expects to be victims of water damage but we do expect our insurance companies to give us the help we need. However, that is not always the case and it’s something you have to be prepared for. Insurance companies are oftentimes dealing with other policyholders so they may not give you the attention you need or understand your sense of urgency when it comes to water damage in your home. Because of that, you need a team of dedicated insurance adjusters to help you get the coverage you need. You don’t have time to waste and we know that. 

Let the team here at All Claims Solutions help you and your family recover and rest easy knowing your insurance claim is being handled by people who care about you!

Water Claims Davie
Public Adjuster, Water Damage

Even if it’s Been Denied, a Public Adjuster Can Help With You Water Damage Claim

If you are lucky enough to live in Davie, Fla., at least six months out of the year, then you have a lot to be thankful for—South Florida’s beautiful white sand beaches, tropical warm waters, lush foliage and endless days of sunshine all year round. And if you’re a true South Floridian you already know that it’s unwise to take all that paradise for granted, because we also live with the threat of hurricanes and tropical storms from June to November. This six month period, when coastal waters are exceptionally warm and humid conditions abound, is a hotbed of storm activity known as Hurricane Season. When a hurricane strikes it’s often accompanied by torrential rain and high winds which result in flooding and water damage conditions that can wreak havoc with your property in Davie both inside and out. If you don’t know exactly what to do when your home has suffered water damage from a storm or any other natural disaster, you’ll want to call your insurance company to file a claim as soon as possible or risk making an already bad situation worse. Insurance policies can be confusing, so to save yourself some time and frustration, by reaching out to a public insurance adjuster like All Claims Solutions to help you navigate the dizzying legal language that homeowners’ insurance policies are famous for. Unfortunately, your insurance company won’t always play fair with you and might seek to settle for very little money or deny your claim altogether. When this happens, call us. Our experienced claim adjusters are available 24/7 and can help you get the best possible monetary settlement for your water damage claim in Davie.

Water damage does not play favorites

In less naturally occurring instances, water damage can rear its ugly head at any time. Perhaps you have a pipe that burst, a leaking dishwasher, a leaky roof, or even a leaking air conditioning unit? Or you’ve noticed water in a wall because your wall feels wet to the touch? Maybe you hadn’t noticed a leak until it was too late to manage and now mold and other fungus has grown from an overabundance of damp conditions. When water damage rears its ugly head, it’s time to bring out your insurance policy to see exactly what water damage coverage you have for your property in Davie.

How can I help prevent future water damage to my home in Davie?

It’s important to take the necessary steps to secure your property before any disaster strikes. So, get your roof, air conditioning units and appliances checked every year, especially if they have some miles on them. One of the most common disasters that can ravage your home before you even notice it is water damage. It’s one claim that insurance adjusters frequently deal with. While some of you may have already been experienced an underpaid or denied claim, most of us still expect that an insurance company will compensate any policyholder fairly for water damage in Davie. But unfortunately, this is not always the case! In fact, in our many years of experience fighting for the rights of people just like you, your insurance company will try and pay you as little as possible. That’s why you need the experienced public adjusters at All Claims Solutions on your side. We’ve handled water damage claims in Davie and throughout Miami- Dade, Broward, and Palm Beach and all over South Florida time and time again. We take on the hassle of filing and negotiating for you. Our team of experienced adjusters has hands-on experience with every type of property insurance claim you can imagine from water damage, mold, and flood to fire, smoke and structural damage. Contact us today at (855) 305-CLAIMS to learn more about how we can help you get the money you deserve for your water damage claim in Davie. When you contact us, the team at All Claims Solutions will provide a free insurance policy evaluation, free onsite inspection, and free estimate to determine the amount of your property loss.

Water Claims Davie
Flood Claims, Water Claims, Water Damage

Flood Insurance Claims of South Florida

Summertime in Florida brings scorching heat and intense thunderstorms every year. From Miami to Pensacola, flooded streets, parking lots and front yards are a typical summer scene. Unfortunately, many homeowners believe that flooded homes only happen to the folks that live in or near a hazardous flood zone. Wrong!

Nationally, almost 30% of flood claims paid are in non-hazardous flood areas. Not always resulting from overflowing rivers or lakes but from our infrastructure’s inability to handle the volume of water coming from the sky and collecting on the ground. In many older and more established neighborhoods, the infrastructure has not been updated to accommodate the increase in dwellings or businesses being serviced. Storm drainage becomes insufficient to handle the volume of water coming down and the result is wide spread flooding.

Even just a few inches of water in your home can cause significant damage. Your homeowner’s or renter’s policy is not going to respond to this event since flood damage is specifically excluded in your policy. This risk can only be transferred to a flood insurance policy which is usually offered by every agent that sells homeowner’s insurance. The good news is that this valuable coverage is relatively cheap when you are not living in a Special Flood Hazard Area. These areas are more susceptible to flooding (historically speaking), and thus command more premium for the policy.

The Special Flood Hazard Area (SFHA) is designated as such due to the area’s elevation or proximity to rivers, lakes and other waterways. Also taken into consideration is the area’s proximity to tidal waters. FEMA does not take into consideration however, the ability of the infrastructure (storm drains) to handle water volume or the historical storm activity in a given area.

Knowing this, every homeowner or renter in Florida should consider purchasing a flood policy even if they are not living in an area that is considered hazardous to FEMA. The flood insurance in non-hazardous areas is very inexpensive and well worth the money spent when you consider the cost of replacing carpet, hardwood floors, drywall, molding, drapes and most of your furniture. For flood insurance claim representation contact All Claims Solutions, go to Flood Insurance Claims or call (305) 716-8754

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