Miami (305) 716-8754 | Broward (954) 622-0088 | Palm Beach (561) 292-2638

Water Claims

Water Damage | Water Damage Insurance Claims |
Water Claims, Water Damage

Telling Signs Your Home Has Water Damage

Let us just say that, as Florida residents, we live in a gorgeous state. The weather is always nice and sunny, there are beaches everywhere, and the weather is perfect year-round. Florida is many people’s dreams and sees millions coming down every year to retire. One thing that people who do not live in Florida may not know is that Florida summers are home to hurricane season and a whole lot of rain. The days are not always like this; however, every summer seems to kick off with constant rain. You may say that’s not too bad and think that the worst thing to come from this is gross humid weather; although, the worst thing to come out of this rain is water damage to the home. Many people tend to think that water damage just occurs when plumbing mistakes happen, and while this is true. Water damage can come from hurricanes and bad storms too. The more important part when entering summer in Florida is knowing all of the signs of water damage, so you can protect your home.

 

. An Increase in Utility Bills

 

This sign is one that is more likely to come about if you have a plumbing issue causing your damage; however, it still can take a toll on your finances if gone unseen for a while. If you get your monthly utility bill and wonder why it looks higher than usual, you may want to look around your home and evaluate every plumbing line. In these cases you probably have a pipe leaking somewhere in your home. This is something that will cost you a lot of money in bills and damages until the source of the leak is found. A tactic we recommend using is turning off all of your fixtures and listening to see if you still hear any water running. This is a tactic we see many uses to help them locate the source. If you still have a difficult time tracking it down, we recommend calling a professional to do further digging to make sure you can locate the leak and file your claim.

 

. Humidity in Your Home

 

If it’s the middle of summer and you have your AC unit on 70 degrees yet you still feel a form of dampness in the air, you may have water damage. First things first, you want to make sure that your air conditioning unit is running like usual and has no damages. Once you have made sure of this you can now decide to look around and see if there is any water damage to be found around the house. You must locate the water damage when you start to feel the air in your home shift from cool to humid. The reason being is that mold loves humid and damp air and spaces, making your home the perfect environment for it to grow. This will not only result in a whole lot of damages but is also horrible for you and your loved one’s health. Once you have found the source of the water damage we recommend doing a walk around to ensure that mold has not yet grown in your home. This way if it has, you can file a claim for that as well.

 

If your home has displayed any of the above signs in the past few days, weeks, or months, it’s time to do a home search for some water damage. Worst case scenario, you wasted time looking around for something that isn’t even an issue; however, the alternative to not looking and there being water damage is worse. At All Claims Solutions, we always tell someone that water damage is deceiving, it’s always worse than it looks. Making it so important to nip it in the bud as soon as you start to become suspicious it exists. This is also very important as mold is a common partner in crime with water, a direct threat to your home, and your health. If you have discovered water and/or mold damage in your home, it’s time to reach out to an insurance company you can trust. Give our team a call today at (855) 305-CLAIMS.

Water Claims Davie
Water Claims, Water Damage

We Can Help You With Your Water Damage Claim in Davie!

If you live in South Florida then you know we’re surrounded by water and the risks of water damaging your home are high – even without hurricane season. As beautiful as the weather here is, it doesn’t leave us with quite a bit of humidity. This humidity can have an impact on our homes and offices in ways we can’t even see until it’s too late. 

Many people think that most of the water damage claims in South Florida come from hurricanes and damages caused by floods and other unfortunate weather occurrences. The fact of the matter is, water damage claims include plumbing issues, due to the piping and material used to help water travel underneath our homes.  Because of that, homeowners are often hit with a plethora of unexpected consequences they have to deal with and fix.  Plumbing issues can become problematic way before they make their way to the surface. This leaves homeowners and business owners in Davie with the constant threat of mold damage and puts them at risk for in-home flooding. 

None of us expects to be victims of water damage but we do expect our insurance companies to give us the help we need. However, that is not always the case and it’s something you have to be prepared for. Insurance companies are oftentimes dealing with other policyholders so they may not give you the attention you need or understand your sense of urgency when it comes to water damage in your home. Because of that, you need a team of dedicated insurance adjusters to help you get the coverage you need. You don’t have time to waste and we know that. 

Let the team here at All Claims Solutions help you and your family recover and rest easy knowing your insurance claim is being handled by people who care about you!

Water Claims Davie
Flood Claims, Water Claims, Water Damage

Flood Insurance Claims of South Florida

Summertime in Florida brings scorching heat and intense thunderstorms every year. From Miami to Pensacola, flooded streets, parking lots and front yards are a typical summer scene. Unfortunately, many homeowners believe that flooded homes only happen to the folks that live in or near a hazardous flood zone. Wrong!

Nationally, almost 30% of flood claims paid are in non-hazardous flood areas. Not always resulting from overflowing rivers or lakes but from our infrastructure’s inability to handle the volume of water coming from the sky and collecting on the ground. In many older and more established neighborhoods, the infrastructure has not been updated to accommodate the increase in dwellings or businesses being serviced. Storm drainage becomes insufficient to handle the volume of water coming down and the result is wide spread flooding.

Even just a few inches of water in your home can cause significant damage. Your homeowner’s or renter’s policy is not going to respond to this event since flood damage is specifically excluded in your policy. This risk can only be transferred to a flood insurance policy which is usually offered by every agent that sells homeowner’s insurance. The good news is that this valuable coverage is relatively cheap when you are not living in a Special Flood Hazard Area. These areas are more susceptible to flooding (historically speaking), and thus command more premium for the policy.

The Special Flood Hazard Area (SFHA) is designated as such due to the area’s elevation or proximity to rivers, lakes and other waterways. Also taken into consideration is the area’s proximity to tidal waters. FEMA does not take into consideration however, the ability of the infrastructure (storm drains) to handle water volume or the historical storm activity in a given area.

Knowing this, every homeowner or renter in Florida should consider purchasing a flood policy even if they are not living in an area that is considered hazardous to FEMA. The flood insurance in non-hazardous areas is very inexpensive and well worth the money spent when you consider the cost of replacing carpet, hardwood floors, drywall, molding, drapes and most of your furniture. For flood insurance claim representation contact All Claims Solutions, go to Flood Insurance Claims or call (305) 716-8754

Contact Us